Smart Business Consultancy Limited, Cyberport Incubation Programme start-up, is a fintech company providing all-in-one AI assisted O2O membership management system and WeChat HTML eShop solution with payment services Visa/MasterCard, WeChat Pay and Alipay, and WeChat Official Account management from registration and setting of Official Account.

The company also offers O2O Cardfree CRM System (O2O C3C) for smart retails and insurance, striving to become the leading business consultancy on digital transformation in Hong Kong, introducing a new way of O2O customer journey for consumers, and also an online and offline digital payment services to merchants.